he Ultimate Guide to Buying Property in Italy for Foreigners (Without the Stress)
Buying a home in Italy: a dream, not a bureaucratic nightmare
Italy is one of the world’s most desired destinations for second-home buyers. But for many foreign buyers, the process can feel overwhelming—between bureaucracy, language barriers, tax laws, and legal steps.
The truth? With the right guidance, buying a villa in Liguria is simple, secure, and deeply rewarding.
At Xeniahome, we guide international clients through every step of purchasing their dream property on the Eastern Ligurian Riviera.
1. Who can buy property in Italy?
In general, any foreigner can purchase real estate in Italy, as long as there’s a reciprocity agreement with their country.
• EU citizens have no restrictions.
• Non-EU citizens (such as Americans, Brits, Canadians, Swiss, etc.) can purchase as long as their country allows Italians to buy property there.
2. What documents do you need?
The paperwork is surprisingly light. You’ll need:
• Valid passport
• Italian tax code (we’ll get it for you)
• Italian bank account (optional but helpful)
• Proof of legal funds
We take care of the formalities, including legal and notarial support, with translations and assistance in your language.
3. The step-by-step buying process
Here’s what you can expect:
1. Property search
Through our property finding service, we select exclusive homes—often off-market—tailored to your needs.
2. Offer & deposit
We sign a preliminary offer with a security deposit. No final commitment until the notary deed is signed.
3. Legal due diligence
We verify title, zoning, permits, taxes—only properties that are 100% secure and compliant.
4. Notary deed & registration
Final signature with a notary (a translator is available if needed). The home is officially yours.
5. Post-sale services
We can take care of furniture, renovation, maintenance, or even turn it into a luxury rental investment.
4. Taxes & costs to keep in mind
• Purchase tax: 2% (main home) or 9% (second home) on cadastral value
• Notary: about 1–2% of the property price
• Real estate agency: 3–4% + VAT
• Annual costs: property tax (IMU), garbage tax (TARI), maintenance
With Xeniahome, we handle everything to reduce stress and maximize investment value.
5. Why invest in Liguria?
The Riviera di Levante offers:
• Authentic and discreet beauty
• A mild year-round climate
• Easy access from across Europe
• A solid, high-yield investment opportunity